Financing Options
The Pool Factory is pleased to offer financing options for a new or replacement above ground pool build. Financing through one of the 4 options below gives you several choices, depending on the size of the loan and the length of payment terms desired.
PayPal Credit
Enjoy No Payments and No Interest if paid in full in 6 months on purchases of $99 or more when you checkout with PayPal and choose PayPal Credit.
- Available at checkout - instant decision.
- No Payments + No Interest if paid in full in 6 months when you spend $99+.
- Rates from 9.99–35.99% APR based on your credit.
- Just select PayPal at checkout.
- Answer 2 quick questions and accept the terms.
- You'll know within seconds if you are approved.
- Interest applies if not paid before promo period ends at 19.99% APR.
- No annual fee to use PayPal Credit.
Affirm
Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant loan decisioning for online purchases to be paid in fixed monthly installments over 12 - 48 months.
- Available at checkout - instant decision.
- Pay over 12 to 48 monthly payments.
- Rates from 10–36% APR.
- Provide basic info and get a real-time decision.
- Just select Affirm at Checkout.
*Subject to eligibility and loan approval. Visit affirm.com/lenders for details.
LightStream
Get funds up to $100,000 directly deposited into your account with LightStream’s easy online process and low rates.
- Good to excellent credit only
- $5,000 to $100,000
- Competitive fixed-rates
- Flexible terms
- No fees or prepayment penalties
All loans are subject to approval. LightStream is a division of Truist Bank.
Klarna
Split your purchase into 4 payments with no interest or fees when paid on time. Klarna gives you flexibility and transparency at checkout.
- Available at checkout - instant decision.
- 4 interest-free payments—25% up front, rest over 6 weeks.*
- Just select Klarna at Checkout.
*CA resident loans arranged pursuant to a California Financing Law license.
